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  EVOLUTION OF SEX According to the various research and surveys   It is generally accepted that Isogamy ( Isogamous reproduction is a kind of sexual reproduction in which both the gametes involved in fertilisation have similar morphology. They can not be distinguished as male or female   ) was ancestral to Anisogamy   ( when two sexually reproduction parents produce gametes of different size and the organism is anisogamous. The sexes of parents are defined on the basis of gametes produced by them   ) and evolved several times independently in different group of Eukaryotes { any cell or organism that possesses a clearly defined nucleus. The eukaryotic cell has a membrane that surrounds the nucleus, in which the well defined chromosomes – (   Bodies containing the hereditary material ) are located .} including   Protists   ( any of a diverse taxonomic group and especially a kingdom of eukaryotic organism that are unicellular and sometimes colonial or less often multicellular   a
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  WEALTH   MANAGEMENT Wealth has been defined as a collection of things   limited in   supply , transferable and useful in                satisfying human desires and needs.                                                                                                                                        Wealth is the abundance of   valuable   financial assets or physical possessions which can be converted into a form that can be used for transaction. Wealth measures the value of all the assets of worth owned by a person , community or country . Wealth is determined by taking the total market values of all physical and intangible assets owned . While people or community having ample wealth and the person concerned is not able to manage it properly at his own , in this situation the need of Wealth Management arises and becomes Important . Introduction of Wealth Management Wealth Management is an investment advisory service that combines other financial services to address
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  CHANGE MANAGEMENT In this   entire   world , nothing is permanent   e.g.   time , age , nature , human behaviour , circumstances , thoughts , way of working , working techniques , law and order and so on . According to the Great Greek philosopher – Heraclitus of Ephesus   “ The only thing that is Constant is Change “     Change is   mandatory for development , growth , invention , creation , production etc. It is useful to remember that life does not get better by   chance , it gets better by change . Change is the law of life and those look only to the past or present are certain to miss the future . The inherent nature of life is constant change . to fear change is to fear life itself. While   Change is discussed   in the context of business, productivity   and creation   Change is necessary for growth and   modernisation of business. Without change any business would reach on its saturation point very soon , after that further growth and development is not possible , and th
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  RISK MANAGEMENT Risk management encompasses the   identification , analysis and response to risk factors that form part of the life of an organisation. Risk Management is the process of identifying , assessing and controlling threats to an organisation capital and earning . Effective Risk Management mean attempting to control as mush as possible, future outcomes by acting proactively rather than reactively therefore effective risk management offers the potential to reduce both the possibility of a Risk occurring and its potential impact , these threats or risks could stem from a wide variety of sources including Financial uncertainty , Legal liabilities , Strategic management errors , Accidents and Natural disasters. Information Technology security threats and data related risks are the risk management strategies to alleviate them have become a top priority for digitised organisation . As a result a Risk Management plan increasingly includes organisation processes for identif